Financing Offers
More ways to buy at Ashley
We offer more finance options than ever before allowing you to select the monthly payment right for you. We understand that not everyone has perfect credit, and many are just getting started. As such, we offer special financing programs from 6 to 72 months and lease-to-own financing that makes life changing purchases possible for anyone. Choose from the payment programs below:
More for you by Synchrony Bank
Long-term special financing options**
Credit lines up to $250,000 available for qualified buyers
No minimum purchase options available
Special shopping events for More for You card holders valid at our Morris Furniture Company family of brands
No Impact to your credit to apply! Up to 12 Months Special Financing*
Get Pre-Approved for up to 12 Months of Special Financing. *Subject to credit approval.
Flexible revolving credit lines you can use again later
Affordable monthly payments with no prepayment penalties
No impact to your credit to apply! Get a fast, easy and instant decision in seconds!
Lease to Own. Powered by Progressive Leasing.
12-Month Program and 90-day option with low initial payments
90-Day Purchase Option: Standard agreement offers12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
Flexible payment options
No Credit required
Industry leader
Ashley Promotional Financing Offers with the More For You credit card
Offers valid April 30 - May 13, 2024. Additional offers available in store.
‡ 0% Interest for 60 months on Furniture & Mattresses:
On qualifying purchases made with your More for You or Synchrony HOME™ credit card. 60 equal monthly payments required.
Furniture purchases: $4,998 minimum purchase and 25% deposit required on all regular and custom orders.
Mattress purchases: $3,998 minimum purchase and no deposit is required.
‡Offer valid [4/30 12:00 AM ET to 5/13 11:59 PM ET}. The More for You/Synchrony HOME credit card cannot be used for required down payment on regular or custom orders. Qualifying purchase amount is determined prior to any required down payment, taxes or delivery and must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest charges will be assessed on your promo purchase balance and equal monthly payments are required until it is paid in full. Equal monthly payments are equal to the initial promo purchase balance (including promo fee) divided by the number of months in the promo period. The equal monthly payment will be rounded up to next cent and may be higher than the minimum payment required if this was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts Purchase APR is 29.99% as of 1/1/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
‡‡ 0% Interest for 36 months on Furniture & Mattresses
On qualifying purchases made with your More for You or Synchrony HOME™ credit card. 60 equal monthly payments required.
Furniture purchases: $3,998 minimum purchase and 15% deposit required on regular orders and 25% deposit required on custom orders.
Mattress purchases: $2,998 minimum purchase and no deposit is required.
‡‡ Offer valid [4/30 12:00 AM ET to 5/13 11:59 PM ET}. The More for You/Synchrony HOME credit card cannot be used for required down payment on regular or custom orders. Qualifying purchase amount is determined prior to down payment, taxes or delivery and must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest charges will be assessed on your promo purchase balance and equal monthly payments are required until it is paid in full. Equal monthly payments are equal to the initial promo purchase balance (including promo fee) divided by the number of months in the promo period. The equal monthly payment will be rounded up to next cent and may be higher than the minimum payment required if this was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance For New Accounts Purchase APR is 29.99% as of 1/1/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
††† 0% Interest for 24 months and $1 per month for the first 3 months on Furniture and Mattresses
On qualifying purchases made with your More for You or Synchrony HOME™ credit card. 60 equal monthly payments required.
Furniture purchases: $3,998 minimum purchase and 15% deposit required on regular orders and 25% deposit required on custom orders.
Mattress purchases: $2,998 minimum purchase and no deposit is required.
†††Offer valid from [4/30 12:00 AM ET to 5/13 11:59 PM ET}. The More for You/Synchrony HOME credit card cannot be used for required down payment on regular or custom orders. Qualifying purchase amount is determined prior to down payment, taxes or delivery and must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest charges will be assessed on your promo purchase balance and a monthly payment of $1 is required for the first 3 month(s). Then, a higher monthly payment is required equal to remaining promo purchase balance (including promo fee) divided by number of months remaining in the applicable promo period, rounded up to next cent, which may be higher than the minimum payment required if this was a non-promo purchase. During the last month(s) rounding of the promo period the requirement monthly payment may be reduced to the prior months’ rounding. Any estimated required monthly payments shown (which excludes taxes and delivery) in connection with this promotional offer should allow you to pay off the promotional purchase amount within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to non-promo purchases. For New Accounts, Purchase APR is 29.99% as of 1/1/24. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
†† No interest if paid in full within 18 Months
On qualifying purchases with your More for You or Synchrony Home Network credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. Minimum monthly payments required. No deposit required however a 25% down payment is required on special orders. $1,998 minimum purchase required.
††Offer valid [4/30 12:00 AM ET to 5/13 11:59 PM ET}. The More for You/Synchrony HOME credit card cannot be used for required down payment on regular or custom orders. Qualifying purchase amount is determined prior to down payment, taxes or delivery and must be on one receipt. Discounts No interest charges will be assessed on your promo purchase balance and equal monthly payments are required equal to the initial promo purchase balance (including promo fee) divided by the number of months in the promo period. The equal monthly payment will be rounded up to next cent and may be higher than the minimum payment required if this was a non-promo purchase. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99% as of 1/1/2024. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
†No interest if paid in full within 12 Months:
On qualifying purchases with your More for You or Synchrony Home Network credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months. Minimum monthly payments required. No deposit required however a 25% down payment is required on special orders.
†Offer valid from Offer valid from [4/30 12:00 AM ET to 5/13 11:59 PM ET}. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non promo purchases and, after promo period ends, to the promo balance. New Account APR is 29.99% as of 1/1/2024 . Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
APPLY FOR CREDIT IN-STORE OR ONLINE
Visit your local Ashley to learn about more offers and ways to finance your purchase.
To apply online, follow the line below. The Synchrony Financial application will open in a new window where you can apply for your More for You Credit Card. After approval, you can register to view your statements online and make payments on your account.
Apply Now > | Manage Account >